Wendy in Japan

I`ve been thinking of some things to add to my 40 By 40 list and thought I`d get them written down here. I feel like actually putting my goals into words on paper (or in a blog) is one of the most important steps I can take. Putting it out there for others to see helps me stay accountable. If you read this, please comment and ask me how I am doing toward accomplishing my 40 by 40. That will help me more than anything! Here`s what else I`ve come up with so far: 5. Pay off all credit card debt. I think this is definitely something I can accomplish. I don`t have a ton of debt, but enough that I feel like I need to get rid of it. I also have a student loan that I am still paying on and would love to get rid of it too, but for now I will focus on the credit cards. 6. Take a class on digital photography and build my skill. I LOVE photography. I fell in love with it in junior college when I took a photography class one semester. Back then of course it wasn`t digital, but film photograph...